2025 Medical plans

Medical plans just for you

View all your options and narrow the results to fit your needs.

If you don't have coverage, you may have to pay a penalty under Rhode Island law. Learn more on the HealthSourceRI website. Read more about the Individual Mandate.

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2025
 

Platinum

VantageBlue Direct

750/1500

Monthly Premium

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577.39
VantageBlue Direct 750/1500
medical
2025

Individual

Deductible

$750

Max Out-of-Pocket

$2,000

Family

Deductible

$1,500

Max Out-of-Pocket

$4,000

Gold

BlueCHiP Direct

2300/4600

Monthly Premium

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438.62
BlueCHiP Direct 2300/4600
medical
2025

Individual

Deductible

$2,300

Max Out-of-Pocket

$3,900

Family

Deductible

$4,600

Max Out-of-Pocket

$7,800

Gold

BasicBlue Direct

2500/5000

Monthly Premium

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467.89
BasicBlue Direct 2500/5000
medical
2025

Individual

Deductible

$2,500

Max Out-of-Pocket

$5,900

Family

Deductible

$5,000

Max Out-of-Pocket

$11,800

Bronze

BlueSolutions for HSA Direct

6300/12600

Monthly Premium

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300.88
BlueSolutions for HSA Direct 6300/12600
medical
2025

Individual

Deductible

$6,300

Max Out-of-Pocket

$8,050

Family

Deductible

$12,600

Max Out-of-Pocket

$16,100

Gold

BlueSolutions for HSA Direct

1700/3400

Monthly Premium

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465.02
BlueSolutions for HSA Direct 1700/3400
medical
2025

Individual

Deductible

$1,700

Max Out-of-Pocket

$5,600

Family

Deductible

$3,400

Max Out-of-Pocket

$11,200

Gold

VantageBlue Direct

1500/3000

Monthly Premium

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494.54
VantageBlue Direct 1500/3000
medical
2025

Individual

Deductible

$1,500

Max Out-of-Pocket

$8,000

Family

Deductible

$3,000

Max Out-of-Pocket

$16,000

Silver

BlueCHiP Direct

5000/10000

Monthly Premium

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349.55
BlueCHiP Direct 5000/10000
medical
2025

Individual

Deductible

$5,000

Max Out-of-Pocket

$7,500

Family

Deductible

$10,000

Max Out-of-Pocket

$15,000

Silver

BasicBlue Direct

5500/11000

Monthly Premium

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382.80
BasicBlue Direct 5500/11000
medical
2025

Individual

Deductible

$5,500

Max Out-of-Pocket

$7,800

Family

Deductible

$11,000

Max Out-of-Pocket

$15,600

Silver

BlueSolutions for HSA Direct

4100/8200

Monthly Premium

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353.58
BlueSolutions for HSA Direct 4100/8200
medical
2025

Individual

Deductible

$4,100

Max Out-of-Pocket

$6,500

Family

Deductible

$8,200

Max Out-of-Pocket

$13,000

Silver

VantageBlue Direct

6000/12000

Monthly Premium

Get a quote

383.15
VantageBlue Direct 6000/12000
medical
2025

Individual

Deductible

$6,000

Max Out-of-Pocket

$9,200

Family

Deductible

$12,000

Max Out-of-Pocket

$18,400

Gold

VantageBlue Direct

3250/6500

Monthly Premium

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449.45
VantageBlue Direct 3250/6500
medical
2025

Individual

Deductible

$3,250

Max Out-of-Pocket

$6,500

Family

Deductible

$6,500

Max Out-of-Pocket

$13,000