Special enrollment period
Are you eligible for special enrollment in a medical or dental plan? Let's find out.
Browse our medical and dental plans
Speak with one of our dedicated representatives to find the right plan by calling (401) 459-5550 or 1-855-690-2583 (outside Rhode Island).
You are eligible* for special enrollment if any of these major life changes apply to you.
(Choose the one that fits you best.)
Starting a new life together? Let us help find a plan that's perfect for both of you.
- Know what plan you need and ready to buy?
Shop our plans - Not sure what plan you need? We'll help you narrow your choices. Answer a few questions in our quote process, and we can give you plan recommendations.
Get a quote
New addition on the way? We’ve got just the right plan for your even bigger family.
- Know what plan you need and ready to buy?
Shop our plans - Not sure what plan you need? We'll help you narrow your choices. Answer a few questions in our quote process, and we can give you plan recommendations.
Get a quote
Welcome to Rhode Island! We can help you find a new plan you can settle right into.
- Know what plan you need and ready to buy?
Shop our plans - Not sure what plan you need? We'll help you narrow your choices. Answer a few questions in our quote process, and we can give you plan recommendations.
Get a quote
Time to get your own plan? Relax, we’ve got plenty of options for you.
- Know what plan you need and ready to buy?
Shop our plans - Not sure what plan you need? We'll help you narrow your choices. Answer a few questions in our quote process, and we can give you plan recommendations.
Get a quote
You might have recently lost your coverage, for any number of reasons. If so, we can help you find a new plan.
- Know what plan you need and ready to buy?
Shop our plans - Not sure what plan you need? We'll help you narrow your choices. Answer a few questions in our quote process, and we can give you plan recommendations.
Get a quote
*You won't be eligible for special enrollment if you voluntarily choose to end your existing insurance coverage. You would have to wait until the next year's open enrollment period to enroll in a new health plan. Depending on the life change, we will request documents to verify your eligibility for special enrollment.
What you need to know about special enrollment
Special enrollment is a 60-day period following a major life change when you can enroll in a new health plan or make changes to your coverage. You can apply for special enrollment anytime during the year.
Open enrollment generally happens in November and December for January 1 enrollment. In general, this is the only time when individuals who purchase their own insurance (because they’re not eligible for group coverage, Medicaid, or Medicare) can apply for coverage, or make changes to their coverage. The exception is if you have a major life change and qualify for special enrollment.
Special enrollment ends 60 days after your qualifying life change happens.
Have questions? We're here to help.
Are you a BCBSRI member?
Call Customer Service at (401) 459-5000 or 1-800-639-2227 (outside Rhode Island).
Not a member?
Call (401) 459-5550 or 1-855-690-2583 (outside Rhode Island).