Welcome Individual & Family Members | Blue Cross Blue Shield of Rhode Island

Individuals & Families

Thanks for being a member

You chose a good plan, so make sure you get all the benefits that come with it.

myBCBSRI

Make it easy online

myBCBSRI is your link to almost everything BCBSRI offers, and it’s where you can see your benefits and claims. So take a few minutes to register.

Already registered? Log in now

Go to myBCBSRI

It’s easy to register—just have your member ID handy.

myBCBSRI app

Download and log in using your existing myBCBSRI user name and password.

Looking for plan info?

Select your plan

Not sure which plan you have?

You’ll find the plan name at the bottom of your member ID card.

Your Health Plan

BasicBlue

A plan that covers office visits and generic drugs before the deductible while also providing comprehensive coverage after you meet the deductible. You have access to our national network of doctors, labs, and hospitals, with no referral required.

A few highlights of your plan:

Certain over-the-counter preventive medications cost $0 when purchased at a participating pharmacy with a prescription
MedsYourWay® prescription savings program—no coupons or discount cards needed—and all covered prescription purchases accumulate toward your deductible (if applicable) and out-of-pocket maximum.* Just show your BCBSRI member ID card
Earn up to $250 (both subscriber and covered spouse) in wellness rewards
Member discounts with Blue365 on gyms, nutrition services, fitness trackers, and more health and lifestyle brands
$0 copays for programs on quitting smoking, weight loss, and managing conditions like diabetes

View plan details

*MedsYourWay is not insurance. It is a drug discount program administered by Prime Therapeutics, LLC, an independent company contracted by BCBSRI to provide pharmacy benefit management services. Ask your pharmacy if they participate in MedsYourWay before filling your prescription.

$0 for prevention

You can make a big difference in your health by getting the preventive care you need. Annual physicals, routine tests, and many more services may cost you nothing out-of-pocket when you receive the services in-network.

Your Health Plan

BlueCHiP Direct

Your primary care provider (PCP) directs most of your care and referrals to other doctors. This plan covers office visits and generic drugs before the deductible, and it uses our local RI network, which includes all Rhode Island hospitals.

A few highlights of your plan:

Full coverage for many preventive services, like an annual physical, when you use a doctor in the network
MedsYourWay® prescription savings program—no coupons or discount cards needed—and all covered prescription purchases accumulate toward your deductible (if applicable) and out-of-pocket maximum.* Just show your BCBSRI member ID card
Earn up to $250 (both subscriber and spouse) in wellness rewards
Member discounts with Blue365 on gyms, nutrition services, fitness trackers, and more health and lifestyle brands
$0 copays for programs on quitting smoking, weight loss, and managing conditions like diabetes

View plan details

Do you need a referral?

Your healthcare in this plan is based on referrals from your PCP, but some types of care, like emergency and mental health services, don’t require a referral.

What requires a referral?

Your Health Plan

BlueCHiP Direct Advance

Your primary care provider (PCP) directs most of your care and referrals to other doctors. This plan has a network that includes Brown University Health hospitals.

A few highlights of your plan:

A primary care provider (PCP) who is your "regular" doctor and provides referrals for specialists, tests, and some other services
A limited network that includes 500+ PCPs, 1,800+ specialists, and Brown University Health hospitals: Rhode Island Hospital, Hasbro Children’s, The Miriam Hospital, Bradley Hospital, and Newport Hospital
MedsYourWay® prescription savings program—no coupons or discount cards needed—and all covered prescription purchases accumulate toward your deductible (if applicable) and out-of-pocket maximum.* Just show your BCBSRI member ID card
Full coverage for programs to stop smoking, lose weight, and manage conditions like asthma and diabetes

View plan details

Do you need a referral?

Your healthcare in this plan is based on referrals from your PCP, but some types of care, like emergency and mental health services, don’t require a referral.

What requires a referral?

Your Health Plan

BlueSolutions

This plan offers a high level of coverage once you meet your deductible, with the added benefit of an optional health savings account (HSA) to pay for medical expenses. You’ll have access to the national network of doctors (across all 50 states), labs, and hospitals.

A few highlights of your plan:

You receive tax advantages when you open a health savings account (HSA)
MedsYourWay® prescription savings program—no coupons or discount cards needed—and all covered prescription purchases accumulate toward your deductible (if applicable) and out-of-pocket maximum.* Just show your BCBSRI member ID card
$0 for many preventive services, such as your annual physical
Full coverage for programs to stop smoking, lose weight, and manage conditions like asthma and diabetes

View plan details

Save money with your HSA

Think of an HSA like a retirement account for medical expenses. You can add money to your account and spend it now. Or you can keep saving and use it later in life.

See what you get with an HSA

Your Health Plan

VantageBlue

This plan gives you the highest levels of coverage and flexibility to choose what doctors you see. You will have access to our national network of doctors (across all 50 states), labs, and hospitals, with no referral required.

A few highlights of your plan:

Provides coverage for most office visits before deductible
$2 copays for certain prescription drugs used to treat diabetes, asthma, and chronic obstructive pulmonary disorders (COPD)
MedsYourWay® prescription savings program—no coupons or discount cards needed—and all covered prescription purchases accumulate toward your deductible (if applicable) and out-of-pocket maximum.* Just show your BCBSRI member ID card
$0 copays for an annual foot and eye exam for members with diabetes
$0 copays for programs on quitting smoking, weight loss, and managing conditions like diabetes
Earn up to $250 (both subscriber and covered spouse) in wellness rewards

View plan details

$0 for prevention

Know the basics

Check out the member section of our website for “how to” tips, forms, and information about the perks of your plan. Then bookmark it for future reference. In the meantime, here’s how to:

Read your member ID card

Understand an EOB

(the thing that says "this is not a bill")

Understand insurance terms

Visit member section

Ask for help

You don’t have to be an expert. We’re here to help you when you need it—even on weekends. Send us a message through myBCBSRI. Or call us with the number on the back of your card. Or visit a Your Blue Store near you for in-person assistance.

See phone numbers and store locations