Dental Direct
Standard
This affordable plan is your best choice if you have a generally healthy mouth but might need minor services beyond checkups.
- No cost for exams, cleanings, and X-rays in network
- 9 out of every 10 dentists in Rhode Island are in our network
- National coverage coast-to-coast
- Blue Cross Dental also provides coverage for out-of-network care
- No waiting periods for exams, cleanings, fillings and root canals; waiting periods may apply to other services
- Meets ACA guidelines for pediatric dental coverage
- Provides enhanced dental benefits for members with high-risk medical conditions like diabetes and coronary artery disease
What's covered
See if your dentist is in the network
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Coverage Type
Age 19 and Older, You Pay
Under Age 19, You Pay
Preventive Services
Oral exam, bitewing X-rays, complete X-ray series, single X-rays, and cleanings
$0
$0
Palliative Treatment
40%
20%
Basic Services
Fillings -- Amalgam and composite, all teeth
40%
50% after deductible
Simple Extractions
40%
75% after deductible
Denture repairs, adjustments, relines and rebasing
50%
75% after deductible
Root Canal Therapy
40%
75% after deductible
Non-Surgical Periodontics1
Not Covered
75% after deductible
Surgical Periodontics1
Not Covered
75% after deductible
Oral Surgery and General Anesthesia1
40%
75% after deductible
Major Services
Crowns and Onlays1
Not Covered
75% after deductible
Fixed bridges, partial and complete dentures and single tooth implant1
Not Covered
75% after deductible
Oral Appliances
Night Guards
50%
50%
112-month waiting period applies, which means that these services are available once your policy has been in effect for 12 continuous months.
•We will accept evidence of substantially similar prior coverage to meet the waiting period requirements. You must provide the applicable information within 60 days of the effective date of the dental plan.