You go to the emergency room and get an X-ray. You also get a cast and crutches. You pay a $200 copayment for the ER visit. The ER doctor refers you to an orthopedic specialist for follow-up, and gives you a prescription for pain medication. You pay $10 for a generic pain medication.
The orthopedic specialist does a follow-up X-ray to make sure you’re healing properly. You pay a $40 copayment for the visit, and $130 for the X-ray, which applies to your deductible.
You go back to the orthopedic specialist one more time to have your cast removed. You pay a $40 copayment for the visit.
Your total cost for the injury: $420