Pharmacy Benefits for Large Employers

Pharmacist with customer
Pharmacy benefits plans for large employers have four tiers of copayments. Plans also include features to help address the rising cost of healthcare.

 

With BCBSRI you can count on comprehensive prescription drug coverage that includes features to help address the rising cost of healthcare. Our formulary (drug list) gives you access to a wide range of medications, which are divided into four copayment tiers.
 
 
  • First Tier: Includes generic prescription drugs that have the lowest copayment.
  • Second Tier: Includes higher cost generic and preferred brand name drugs.
  • Third Tier: Includes highest cost generic drugs and other non-preferred brand name drugs.
  • Fourth Tier: Includes specialty prescription drugs that have the highest copayment.
 
 
Additional Prescription Drug Benefits
You can also take advantage of:
Easy access: Choose from a wide range of network pharmacies when getting your prescriptions filled.
Savings: Lower your out-of-pocket costs by using Catamaran Home Delivery. Members receive a 90-day supply of medicine for 2.5 copayments. You’ll also save a trip to the pharmacy.
Convenience: Get your specialty pharmacy medications through Walgreens Specialty Pharmacy. They’ll be delivered to your specific location.
 
Providers will need to submit a Prior Authorization of Benefits Form to request prior authorization for drugs for which it is required. The Prior Authorization of Benefits Guidelines explain criteria for prior authorization. Find the forms and guidelines.
Quantity Limits
The Quantity Limit Lists contains drugs that can only be filled to a set quantity at one time. There is one for each formulary.

Pharmacy Claims
If members pay for a prescription out of pocket, they can submit a Prescription Drug Claim Form for reimbursement according to their plan.